For three billion people, the global financial system. Michael Schlein, CEO of Accion. Around 3 billion people do not have access to even the most basic financial services that we take for granted - like an account, credit or insurance. It is almost impossible for people to get out of poverty when everything has to be paid with physical cash. Without access to credit, the poor are unable to plan for the future.

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We focus and treat low back and neck pain without drugs or surgery. Since 2004, we have treated thousands of patients right here in Marina Del Rey. We are highly selective about our treatment methods and we only use credible, evidence-based techniques designed to help you heal effectively.

Five years ago, I learned a simple method to get rid of pain. Because if I happen to notice back pain as I go to bed, I just do this quick and easy technique. And fall asleep, totally relaxed and pain-free. Some of them had much more.